I dont have any start up so need to go in the way of loans or grants. I do have experience in running a business as well as the accounting aspect of things. Can anyone give me some ideas on what my first steps should be?
      Answer1:you need to draw up a business plan. Do you have a location? Survey of prospective customers?
      Answer2:Call your local small business association (SBA) they are a federal program and helped us a lot when we had to get a loan. They actually were able to guarantee 85% of the loan.
      Answer3:Aah, coffee shop yum...my favorite hot beverage everyday I cannot live without it. So anyway, First if you have enough money for the expenses or how much loan has been approved, second the location very important if its a business oriented location or site close by any residential area Im sure your coffee shop will be successful, Third hiring the right people to work for you, fourth put up some goodies like cookies, bagels any thing that goes with coffee. and of course dont forget the insurance that can cover your business.If you are ready, a business minded gal :), your money is good then go for it...hail to the coffee drinkers thats me.
      Answer4:write a business plan. there are many templates available online. its kinda of text-book-ish, but it makes you think about all areas of your business in which you may not have thought of yet. that will give you an idea of how much money you need. next, apply for a loan. if you can borrow from family members, thats better b/c you will save on interest. then, you need to apply for you city business license (which you will just call your city to ask what the fees are and where to get an application), a business license with your state, and a health inspection (which will give you a health permit). good luck!